What's more, using the right credit card for shopping online can even save you money as you spend.
Explore the benefits of using cashback credit cards for online shopping, including the HSBC Live+ Credit Card, and how they can help you save with cashback and other offers.
A cashback credit card lets you earn cash rebates on your online spending.
The cashback will be credited to your primary credit card account. You can use it to make other purchases or repay your credit card balance.
The HSBC Live+ Credit Card offers unlimited cashback on all eligible local and overseas retail purchases, including online transactions. The more you use HSBC Live+, the more you save.
Apply for an HSBC Live+ credit card online to receive cashback offer worth up to VND2 million today!
Using a credit card for online shopping enables you to complete your payment transaction in just a few steps. If you're shopping on reliable websites and e-commerce platforms, you don't need to worry about your card information getting compromised. It may save you from the hassle involved in manually transferring money or losing money when paying in cash.
Unlike cash or debit cards, credit cards are an accepted mode of payment across almost all online shopping platforms. Save time and pay with peace of mind when purchasing online.
Credit cards offer a variety of benefits, including rewards and cashback, which can be used for your next online purchase or deducted from your current outstanding balance. Reward points are useful when you can redeem for shopping vouchers, discount products or other attractive gift programmes.
Compared to cash or debit cards, which are linked to your account, credit cards are relatively safe to use for online shopping. Credit cards use a variety of security measures to protect your account. HSBC credit cards offer the following features to ensure safe online transactions:
Advanced payment protection: HSBC credit cards with 3D Secure protect you from fraudulent transactions. Moreover, the Mastercard SecureCode and Verified by Visa features on your credit card give you an extra layer of security every time you make a transaction online.
Easier to track purchases: Paying with a credit card makes it easy to track your balance in real time via Online Banking or the HSBC Vietnam App. In addition, you can set transaction limits to enhance the security of your account.
Learn more: 8 useful tips when using credit cards
If you shop online with the HSBC Live+ Credit Card, you'll get:
You can keep up to date with the latest discounts when shopping online with the HSBC Live+ Credit Card at Daily offers.
Before applying, please make sure you read the information under the 'What you should know before applying' section.
There's no fee for card issuance. The primary card annual fee is VND800,000, and the supplementary card, VND400,000. The HSBC Live+ is subject to a finance charge of 36% per year.
The credit limit ranges from VND15 million to VND1 billion.
To apply for the HSBC Live+:
It's fast and easy to apply online for an HSBC Live+ Credit Card.
You'll need to prepare:
Documents needed will depend on your employment situation and nationality. We've prepared a list where you can find specific information about the types of documents we accept.
Once you have the necessary documents, follow these steps to apply online:
We'll process your application within the next 1-2 working days.
Only 6 steps away to own your ideal credit card and receive cashback up to 8% whenever you shop online.
When you register to open a credit card, you'll also receive many other attractive gifts from HSBC's partners, including Shopee, Uniqlo, Lazada, Adidas, Charles & Keith, Takashimaya, Netflix, Spotify, CGV, BHD Star, Starbucks and Hokkaido. (*)
(*) This list may be updated from time to time
Cashback credit cards can be safe and convenient payment method for shopping online. You can also enjoy cashback offers for every online spend and rewards.
This article is for general informational purposes only. Please refer to the latest information on our HSBC Live+ Credit Card page.