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New HSBC customers or existing HSBC customers who don't have any active HSBC credit cards

Have a minimum monthly income transferred from a company account – VND15 million if you're a salaried Vietnamese citizen; or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner or a business owner who's also a Vietnamese citizen

Vietnamese citizens who are working and residing in the following cities or provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong. If you're a foreigner staying in Vietnam, you'll need to have permission to reside in Vietnam for at least 12 consecutive months from the time of application

At least 21

Get VND2 million cashback for making at least 3 purchase transactions with total spending of at least VND10 million within 60 days from the card’s issuance date.

3× Reward points for overseas spends[@reward-points-spend-limit]

2× Reward points for domestic travel spends[@reward-points-spend-limit]

Unlimited 1× Reward points[@reward-unlimited-points-exclusions] for all other spends

0% interest instalment plan with low conversion fee (at any merchants of your choice with transaction amount from VND2m)

0% interest instalment plan without fee (at selected merchants)

Credit card balance conversion plan

Complimentary travel insurance up to VND11.5 billion

Complimentary airport lounge access 4 times a year at over 1,300 lounges globally

Free rides to the airport 4 times a year when using transportation services from BE (capped at VND150,000/trip)

12% discount for AGODA travel service booking service.