Premier Mastercard | World Privileges and Rewards

HSBC Premier World Mastercard® Credit Card

Instant recognition and exciting privileges all over the world

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Premier Mastercard®

For a life full of life

HSBC Premier sets the world before you, wherever you go by providing you instant access to over 25 million establishments that carry the Mastercard® logo, plus the fabulous privileges and rewards programme.

Interest free period up to 55 days
No annual fee

Latest offers from Mastercard for your credit card

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What is a Mastercard credit card?

A Mastercard is a card you can use to make local and global payments with. You can get a Mastercard through your bank though it's issued by Mastercard Worldwide, a company headquartered in Purchase, New York, USA.

The benefit you can enjoy with an HSBC Premier Mastercard Credit Card include:

Exclusive benefits

Superior airport services

Complimentary airport lounge access 4 times a year to over 1,300 global airport lounges (Dragon Pass) (*)
Complimentary airport rides 4 times a year from BE (*)
Complimentary airport FastTrack services up to 4 times a year (**)

Golf privileges (**)

Complimentary green fees at participating golf clubs up to 4 times a year.

Daily premium lifestyle privileges

Exclusive privileges for hotels, spas and dining
Experience "By Invitation Only" exclusive events, customised to your interests in investment needs, education plans, financial goals and many more, organised exclusively for HSBC Premier customers

Rewards Programme

Redeem accumulated reward points with a list of gifts:

1 GLP Mile/ Asia Miles/ KrisFlyer Mile
Cash Back
E-vouchers from UrBox

Discover our Rewards Programme Details now.

Education offers for you and your children

Discover exclusive education offers for HSBC Premier customers from leading educational partners.

(*) Terms and conditions apply.

(**) Applies to Premier customers who maintain a Total Relationship Balance of VND1 billion in the quarter (or equivalent foreign currency), at board rate.

Terms and conditions apply.

Superior airport services

Complimentary airport lounge access 4 times a year to over 1,300 global airport lounges (Dragon Pass) (*)
Complimentary airport rides 4 times a year from BE (*)
Complimentary airport FastTrack services up to 4 times a year (**)

Golf privileges (**)

Complimentary green fees at participating golf clubs up to 4 times a year.

Daily premium lifestyle privileges

Exclusive privileges for hotels, spas and dining
Experience "By Invitation Only" exclusive events, customised to your interests in investment needs, education plans, financial goals and many more, organised exclusively for HSBC Premier customers

Rewards Programme

Redeem accumulated reward points with a list of gifts:

1 GLP Mile/ Asia Miles/ KrisFlyer Mile
Cash Back
E-vouchers from UrBox

Discover our Rewards Programme Details now.

Education offers for you and your children

Discover exclusive education offers for HSBC Premier customers from leading educational partners.

(*) Terms and conditions apply.

(**) Applies to Premier customers who maintain a Total Relationship Balance of VND1 billion in the quarter (or equivalent foreign currency), at board rate.

Terms and conditions apply.

Who can apply

To be eligible for an HSBC Mastercard Credit Card, you must become our HSBC Premier customers. You qualify for HSBC Premire in Vietnam by:

maintaining a minimum Total Relationship Balance (TRB) of VND 1 billion (~USD 50,000) or its foreign currency equivalent; or
receiving a monthly salary of at least VND 100 million into your HSBC accounts; or
Have a mortgage loan with a minimum outstanding balance of VND 5 billion and loan amount less than 60% of the value of the mortgaged property and monthly salary credits to HSBC accounts

If you're an HSBC Premier customer in another country/ region, you're already eligible to join Premier in Vietnam - Simply speak to our Premier team for further.

What you should know

Regaring the credit card

Userguide and tips

You may refer to some of HSBC Premier Mastercard Credit Card Fees and Charges as below table
Annual Fee - Primary Card	Free
Annual Fee - Supplement Card	Free
Cash advance fee at ATM (per transaction)	4% of cash advance amount, minimum VND50,000
Finance charge	33%/year (nil if no cash advance is used and the full statement balance is paid by due date of each credit card statement) The finance charge may be changed from time to time in accordance with the local regulatory requirements
Minimum payment due	Include the following amounts: 5% of the outstanding balance* (minimum VND50,000), and any instalment repayment amount*, and the greater of the overdue amount of over limit amount. The outstanding balance is statement balance amount less any instalment repayment amounts **Applicable to instalment transactions made from 28 Nov 2015
Late charge	4% of minimum amount due (minimum VND80,000 – maximum VND630,000)
Administration fee applied for foreign currency transactions	2.75% of transaction amount
Over credit limit fee	Free

You may refer to some of HSBC Premier Mastercard Credit Card Fees and Charges as below table
Annual Fee - Primary Card	Annual Fee - Supplement Card
Free	Free

Annual Fee - Primary Card	Cash advance fee at ATM (per transaction)
Free	4% of cash advance amount, minimum VND50,000

Annual Fee - Primary Card	Finance charge
Free	33%/year (nil if no cash advance is used and the full statement balance is paid by due date of each credit card statement) The finance charge may be changed from time to time in accordance with the local regulatory requirements

Annual Fee - Primary Card	Minimum payment due
Free	Include the following amounts: 5% of the outstanding balance* (minimum VND50,000), and any instalment repayment amount*, and the greater of the overdue amount of over limit amount. The outstanding balance is statement balance amount less any instalment repayment amounts **Applicable to instalment transactions made from 28 Nov 2015

Annual Fee - Primary Card	Late charge
Free	4% of minimum amount due (minimum VND80,000 – maximum VND630,000)

Annual Fee - Primary Card	Administration fee applied for foreign currency transactions
Free	2.75% of transaction amount

Annual Fee - Primary Card	Over credit limit fee
Free	Free