Personal Instalment Loan application      Step 1 of 2

Personal Instalment Loan application      Step 2 of 2

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Personal Instalment Loan application      Submitted

Step 1 of 2

Apply for a Personal Instalment Loan

Make your loan application in 2 steps, simply by giving us a few details.

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Your loan request

Minimum VND30,000,000 Maximum VND900,000,000
Minimum 12 months Maximum 60 months
Step 2 of 2
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Personal information

Related parties confirmation

I confirm that my total credit exposure (including my current loan application) is lower than 0.1% of own capital of the Bank(*).

In the circumstance my total credit exposure (including my current loan application) is greater than or equal to 0.1% of own capital of the Bank (*), I confirm that my related parties being individuals or organisations (if available) do not have any relationship with HSBC.

(*) 0.1% of own capital of the Bank in 2024 is approximated equal to 19 Billion Vietnam Dong.

I am currently not involved in any legal arrangements(**) as an entrusted or authorised party of assets transferred from any trustors for the benefit of any beneficiaries or for a specified purpose.

(**) Legal arrangements are agreements in the form of a trust or other arrangements with a similar nature as established under foreign laws, allowing any trustees to receive legal beneficial ownership.

Declaration

  • I confirm that the Bank has provided and explained fully in detail about the General Terms and Conditions (as defined below) and Contract Template to Me and I have fully understood and agreed to all information about the General Terms and Conditions and Contract Template and other matters related to the services of the Bank before signing.
  • I/We confirm that the information given above is correct and complete and the Bank is authorised to collect and verify this from any source the Bank may choose without any requirements of additional authorisation from me/us.
  • I acknowledge and confirm that I have read and understood HSBC Privacy Notice published at HSBC official website (https://www.hsbc.com.vn/). I hereby give my explicit, voluntary, affirmative, unconditional consent for HSBC to process my Personal Data in accordance with the contents of HSBC Privacy Notice.
  • I acknowledge and confirm that I have read and understood HSBC principles of consumer information protection published at https://grp.hsbc/principlesofconsumerinformationprotection and publicly announced in a distinct position at the head office and business locations of HSBC. I hereby give my explicit, voluntary, affirmative, unconditional consent for HSBC to process my data in accordance with the contents of HSBC Principles Of Consumer Information Protection.
  • I confirm, represent, and warrant that (i) every person whose Personal Data that I (or anyone on my behalf) have provided or will from time to time provide to HSBC or a member of the HSBC Group (my “Connected Persons”) has been notified of HSBC Privacy Notice; (ii) they have given their explicit, voluntary, affirmative, unconditional consent for HSBC to process their Personal Data in accordance with the contents of HSBC Privacy Notice; and (iii) I am authorised to disclose their Personal Data to HSBC and/or members of the HSBC Group so that HSBC and/or members of the HSBC Group can process the same. At the same time, I have advised them of their various rights with respect to their Personal Data in accordance with the contents of HSBC Privacy Notice and in compliance with applicable laws of Vietnam. I, with this, undertake to verify the accuracy and completeness of the Personal Data provided to HSBC.
  • I acknowledge and understand that in case of any change to my given consent, I will request in writing using the prescribed form available at HSBC branches or other channels provided in HSBC Privacy Notice. I understand that if I change my consent for any purpose and depending on the nature of my request, HSBC may not be able to continue to provide Products and/or Services to me.
  • I, the undersigned, acknowledge that I have read and understood the associated terms and conditions, including but not limited to the General Terms and Conditions, Premier Master Account Terms And Conditions, Debit Card Terms And Conditions, the terms and conditions of the Loan and Tariff (hereafter called the “Terms and Conditions”) and the updated/amended versions from time to time, which are available at the Bank’s website www.hsbc.com.vn or, upon customer’s request, will be provided free of charge at any branch or transaction office of the Bank. I keep one (1) copy of the Terms and Conditions and will keep the updated/amended versions from time to time. I understand, agree and accept that the Terms and Conditions and the updated/amended versions from time to time, together with this Personal Loan Application & Personal Account Opening Form and Opening and use of Account Agreement from the Bank (without bank’s chop and signature), shall together form the Contract of Opening and Use of Account between me and the Bank.
  • I understand and agree that this application (upon being approved by the Bank) together with the Terms and Conditions and Notification of Personal Interest Loan Disbursement will govern a legitimate Credit Agreement between myself and the Bank. The Bank, by disbursing the Loan into my personal account opened at the Bank, agrees to be bound to the Credit Agreement. I understand, agree and accept that my Loan may be lower than the Loan Request, the repayment period may differ from what is required in the Form upon the Bank’s approval, and from what I have had confirmed by the Bank’s representative via phone.
  • I have read and understood my obligations, responsibilities, and rights in accordance with the terms and conditions in the above documents and I accept that these Terms and Conditions and the Tariff issued by the Bank may be amended from time to time upon the Bank’s notice by appropriate method. In case I do not agree with these changes, I have the right to terminate the Credit Agreement as stipulated. I hereby understand and acknowledge that my continuing to use the Bank’s services after the notice being effective means that I agree to be bound by these changes.
  • I understand and agree that my maximum loan will be calculated based on my monthly income shown on the proof of income and will depend on my total maximum unsecured exposure (MUE) with the Bank. Notwithstanding the above, the maximum loan shall be determined by the Bank in accordance with relevant legal provisions and the Bank's internal procedures. I also agree that I have accepted the Loan and the Loan term when the Loan was approved and credited to my Savings/ Current account at the Bank.
  • Upon completion of this application, I hereby certify that all information provided in Section 8 – Related parties of applicants (in relation to any board member, officer or employee of the Bank, including The Hong Kong and Shanghai Banking Corporation Limited and other banks within the same Group) are true and correct. If I do not notify the Bank of such information, the Bank is entitled to assume that I am not involved. After the date of this application, when I have such a related party, I will immediately notify the Bank in writing, in the form provided by the Bank at my request.
  • I will provide the Bank with further supporting documents on this declaration as requested by the Bank.
  • I acknowledge and agree that I am not participating in the purchase of any Life Insurance product with relates to the Bank during the 60 days before and 60 days after the Loan Disbursement Date.

Apply for a Personal Instalment Loan

Your loan request

How much do you want to borrow?

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How long do you want your repayment period to be (in months)?

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Interest rate (% p.a)

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What is the purpose of loan

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Personal information

Full Name

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Your existing Identification (ID) number currently registered with HSBC Vietnam

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Phone number

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Related parties confirmation

I confirm that my related parties – being individuals – do not have any relationship with HSBC.

I confirm that I do have any related parties being organisations.

I am currently not involved in any legal arrangements* as an entrusted or authorised party of assets transferred from any trustors for the benefit of any beneficiaries or for a specified purpose.

* Legal arrangements are agreements in the form of a trust or other arrangements with a similar nature as established under foreign laws, allowing any trustees to receive legal beneficial ownership.

I agree to the above related parties confirmation

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Declaration

I confirm that my related parties – being individuals – do not have any relationship with HSBC.

I confirm that I do have any related parties being organisations.

I am currently not involved in any legal arrangements* as an entrusted or authorised party of assets transferred from any trustors for the benefit of any beneficiaries or for a specified purpose.

* Legal arrangements are agreements in the form of a trust or other arrangements with a similar nature as established under foreign laws, allowing any trustees to receive legal beneficial ownership.

  • I confirm that the Bank has provided me with full and sufficient information relevant to this form before signing.
  • I/We confirm that the information given above is correct and complete and the Bank is authorized to collect and verify this from any source the Bank may choose without any requirements of additional authorization from me/us.
  • I acknowledge and confirm that I have read and understood HSBC Privacy Notice published at HSBC official website (https://www.hsbc.com.vn/). I hereby give my explicit, voluntary, affirmative, unconditional consent for HSBC to process my Personal Data in accordance with the contents of HSBC Privacy Notice.
  • I confirm, represent, and warrant that every person whose Personal Data that I (or anyone on my behalf) has provided or will from time to time provide to HSBC or a member of the HSBC Group (my “Connected Persons”) has been notified of HSBC Privacy Notice; (ii) they have given their explicit, voluntary, affirmative, unconditional consent for HSBC to process their Personal Data in accordance with the contents of HSBC Privacy Notice; and (iii) I am authorized to disclose their Personal Data to HSBC and/or members of the HSBC Group so that HSBC and/or members of the HSBC Group can process the same. At the same time, I have advised them of their various rights with respect to their Personal Data in accordance with the contents of HSBC Privacy Notice and in compliance with applicable laws of Vietnam. I, with this, undertake to verify the accuracy and completeness of the Personal Data provided to HSBC.
  • I acknowledge and understand that in case of any change to my given consent, I will request in writing using the prescribed form available at HSBC branches or other channels provided in HSBC Privacy Notice. I understand that if I change my consent for any purpose and depending on the nature of my request, HSBC may not be able to continue to provide Products and/or Services to me.
  • I, the undersigned, acknowledge that I have read and understood the associated terms and conditions, including but not limited to the General Terms and Conditions (Premier Master Account Terms and Conditions for Premier customers), Debit Card Terms And Conditions, the Terms and Conditions of the loan and Tariff (hereafter called the “Terms and Conditions”) and the updated/amended versions from time to time, which is available at the Bank’s website www.hsbc.com.vn or, upon customer’s request, will be provided free of charge at any branch or transaction office of the Bank. I keep one (1) copy of the Terms and Conditions and will keep the updated/amended versions from time to time. I understand, agree and accept that the Terms and Conditions and the updated/amended versions from time to time, together with this Personal Loan Application & Personal Account Opening Form and Account Acceptance notification from the Bank (without bank’s chop and signature), shall together form the Contract of Opening and Use of Account between me and the Bank.
  • I agree to comply and the use of the account or of any account related services provided by the Bank is also my acceptance with the abovementioned and other relevant Terms and Conditons and the updated/amended versions from time to time.
  • I understand and agree that this application (upon approved by the Bank) together with the Terms and Conditions of the loan, the Drawdown request, and the General Terms and Conditions (if applicable) will govern a legitimate Credit Agreement between myself and the Bank. The Bank, by disbursing the loan into my personal account opened at the Bank, is considered as Bank’s acceptance to be bound to the Credit Agreement. I understand, agree and accept that my Loan may be lower than the Loan Request, the repayment period may differ from what is required in the Form upon the Bank’s approval, and I have been confirmed by the Bank’s representative via phone.
  • I have read and understood my obligations, responsibilities, and rights in accordance with the Terms and Conditions in the above documents and I accept that these Terms and Conditions and the Tariff issued by the Bank may be amended from time to time upon the Bank’s notice. 
  • I understand and agree that my maximum loan will be calculated based on my monthly income shown on the proof of income and will depend on my total maximum unsecured exposure (MUE) with the Bank. Notwithstanding the above, the maximum loan shall be determined by the Bank at its discretion. I also agree that I have accepted the loan and the loan term when the loan was approved and credited to my Savings/Current account at the Bank.
  • Upon completion of this application, I hereby certify that all information provided in Section 8 – Related parties of applicants (in relation to any board member, officer or employee of the Bank, including The Hong Kong and Shanghai Banking Corporation Limited and other banks within the same Group) are true and correct. If I do not notify the Bank of such information, the Bank is entitled to assume that I am not involved. After the date of this application, when I have such a related party, I will immediately notify the Bank in writing, in the form provided by the Bank at my request.
  • I will provide the Bank with further supporting documents on this declaration as requested by the Bank.
  • I will immediately inform the Bank of any changes of the information contained therein.
  • I confirm that until I have notified the Bank of such change, the Bank may rely on the information previously provided by myself.
  • I commit the account is used under the declared purposes and the Bank may cease providing the services to myself if the Bank identifies any activies used for commercial purposes, non-declared purposes, or any illigalised purposes that breach applicable laws, the Bank’ policies, International agreements, commitments that the Bank must comply.
  • I hereby declare and agree that all documents relating to this Personal Loan Application & Personal Account Opening Form or reference to it such as annexes, addendum, recordings, transcripts, emails, recordings (including electronic communications, recorded messages on phone) shall become integral parts of this Personal Loan Application & Personal Account Opening Form.
  • The Contract of Opening and Use of Account shall become effective as from the date mentioned in Account Acceptance notification from the Bank and shall be terminated upon account closure in accordance with the Terms and Conditions.
  • When entering HSBC Payroll Offers, I agree that the Bank has all rights to apply fees/ interest rates to all of my products/services (***) according to relevant HSBC Payroll Offers per monthly salary credit amount; or (ii) standard personal banking services if there is no any monthly salary credit in my account for the last two (02) months.

    Note:
  • Fees/ Interest rates according to monthly salary credit amount will be reviewed periodically by the Bank or (ii) adjusted after 5 working days following
    the date customers update salary with the Bank.
  • Interest rates for existing Personal Loan (if any) will not be adjusted following this item.

I confirm that the information provided on this form is true, correct, genuine and sufficient in all aspects. I acknowledge that I have read and understood the Terms and Conditions and the Declaration document.

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Submitted

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Personal Instalment Loan

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