Personal Safety Insurance
At HSBC, we can give you and your loved ones peace of mind from the unexpected, with Personal Safety Insurance – an efficient personal safety plan provided exclusively for HSBC customers by Bao Viet Insurance Corporation. The plan offers protection at minimal cost with considerable lump sum benefit in the case of death or serious injury through personal accident anywhere.
Why choose exclusive Personal Safety Insurance?
- Exclusively distributed via HSBC online channel
- Offer 2 plans of Personal Safety Insurance to suit your budget and your needs
- Be protected 24 hours a day, even when traveling abroad
- Get up to VND 840,000,000 lump sum benefit if the insured person is dead or permanent and totally disabled or permanent and partially disabled from accidents
- Receive medical expenses up to VND 16,800,000 per year to help the insured person recover from an accidental injury; and weekly benefit of VND 840,000 per week, up to 24 weeks in case loss of income ability resulting from an accident.
Find out more about terms & conditions.
| Plan A (VND) | Plan B (VND) | |
|---|---|---|
| Annual Premium | 588.000 | 1.176.000 |
| Benefit Options | ||
| Death | 504.000.000 |
840.000.000 |
| Permanent total disablement |
504.000.000 |
840.000.000 |
| Permanent partial disablement |
504.000.000 |
840.000.000 |
Medical expenses (per annum) |
Not Applicable |
16.800.000 |
| Weekly benefit |
Not Applicable | 840.000/week x 24 weeks |
| Annual Premium | |
| Plan A (VND) | 588.000 |
| Plan B (VND) | 1.176.000 |
| Benefit Options | |
| Plan A (VND) | |
| Plan B (VND) | |
| Death | |
| Plan A (VND) |
504.000.000 |
| Plan B (VND) |
840.000.000 |
|
Permanent total disablement |
|
| Plan A (VND) |
504.000.000 |
| Plan B (VND) |
840.000.000 |
|
Permanent partial disablement |
|
| Plan A (VND) |
504.000.000 |
| Plan B (VND) |
840.000.000 |
|
Medical expenses (per annum) |
|
| Plan A (VND) |
Not Applicable |
| Plan B (VND) |
16.800.000 |
|
Weekly benefit |
|
| Plan A (VND) | Not Applicable |
| Plan B (VND) |
840.000/week x 24 weeks |
Eligibility and Apply now
- Policy Insureds are Vietnamese citizens or foreigners aged 18 to 65 years old who legally reside in Vietnam.
- Policyholders must be at least 18 years old.
- Anyone who physically locates in the United States of America either on a temporary or permanent basis or anyone who maintains any address, including, but not limited to any correspondence, residential or permanent address in Japan is not eligible to apply for Personal Safety Insurance.
Key Exclusions
- Personal Safety Insurance covers for accidents happening when the insured person participates in most kinds of sports and leisure activities but the following sports and activities are specifically excluded, named Aqualung diving, Boxing, Climbing, Flying except Air travel and others as specified in the Policy Wordings of this product;
- Consequences upon the insured person committing or attempting to commit suicide or the insured person's own criminal or felonious act or upon war, invasion act of foreign enemy;
- Bodily injury directly or indirectly arising out of or consequent upon or contributed to by the insured person being under the influence of drug or narcotics or use of alcohol with the concentration exceeding the one defined in the current local motor vehicle laws;
And other detailed exclusions as specified in the Policy Wordings.
Things you should know
- Personal Safety Insurance is a one-year term policy and will not be automatically renewed.
- Prior to your policy's expiry date, an email of reminder will be sent to you for renewal decision. Your email address is required to receive the reminder and to go through the online renewal process.
- Premium payment should be made before the expiry date of the current policy to ensure the continuity of your Personal Safety Insurance.
Make a claim
In the event of unexpected accidents that may cause you bodily harms, medical expense, injury or death, the Insured or the Beneficiary needs to give written notice (fill in the Claim Form) to Bao Viet within fourteen (14) days and submit claims documents within one (01) year from the date of accident to Bao Viet's claim centers at one of the following addresses:
| No | Area | Address |
|---|---|---|
| 1 | Northern Area | Claim Handling & Direct Billing Division - Bao Viet Insurance Corporation No. 07 Ly Thuong Kiet Street, Phan Chu Trinh Ward, Hoan Kiem District, Hanoi |
| 2 |
Central Area |
No.7 Insurance Department, Bao Viet Da Nang, No.97 Tran Phu street, Hai Chau District, Danang City |
| 3 | Southern Area | 6th Floor, No. 610 Vo Van Kiet Street, Cau Kho Ward, District I, Ho Chi Minh City |
| No | 1 |
|---|---|
| Area | Northern Area |
| Address |
Claim Handling & Direct Billing Division - Bao Viet Insurance Corporation No. 07 Ly Thuong Kiet Street, Phan Chu Trinh Ward, Hoan Kiem District, Hanoi |
| No | 2 |
| Area |
Central Area |
| Address | No.7 Insurance Department, Bao Viet Da Nang, No.97 Tran Phu street, Hai Chau District, Danang City |
| No | 3 |
| Area | Southern Area |
| Address | 6th Floor, No. 610 Vo Van Kiet Street, Cau Kho Ward, District I, Ho Chi Minh City |
Contact for claim handling:
Hotline 24/7: 1900 55 88 99/ Line 3
Email: TuvanBH3@baoviet.com.vn
Frequently Asked Questions
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Important information
Personal Safety Insurance is underwritten by Bao Viet Insurance Corporation, 07 Ly Thuong Kiet Street, Hoan Kiem District, Hanoi, Vietnam. It is not an obligation of or guaranteed by HSBC Bank (Vietnam) Ltd. The information of this product may be amended by Bao Viet Insurance Corporation from time to time and HSBC Bank (Vietnam) Ltd. shall not be responsible for such amendment.
This webpage contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.
BaoViet Insurance Corporation authorised agents or distributors, including HSBC Bank (Vietnam) Ltd. (together "the Agents") are neither the underwriter nor broker for the customers. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this webpage. Under no circumstances, including, but not limited to negligence, the Agents or any party involved in creating, producing or delivering the webpage shall not be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this webpage, even if the Agents have been advised of the possibility of such damages.
The Agents are not suppliers of the product and shall not accept liability in relation thereto.
Issued by HSBC Bank (Vietnam) Ltd.