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Travel Care Cover Matrix

Travel Care Cover Plans

Bronze Plan: 400 million VND PA and Unlimited Evac cover - No cover for Medical or Sections 3 to 12.
Silver Plan: 2 billion VND PA cover, 1 billion VND Medical cover and Unlimited evac cover. No cover for Sections 3 to 12.
Gold Plan: 4 billion VND PA cover, 2 billion VND Medical cover and Unlimited evac cover PLUS cover for Sections 3 to 12.
Diamond Plan: 6 billion VND PA cover, 3 billion VND Medical cover and Unlimited evac cover PLUS high level cover for Sections 3 to 12.

Important Information

Cover for Acts of Terrorism is included under all plans.
Cover will be automatically extended for up to a period of 10 days, without charge, if an Insured Person is unavoidably delayed in the course of their scheduled Trip.
The tables display Maximum Benefits, unit: thousands of VND.
¹For Children - Benefits are limited to 20% of the sum insured. For persons aged 76 or above - Benefits are limited to 30% of the sum insured.

²Credit car protection not applicable to children.

³Benefit not applicable to children.

⁴For children - Benefits are limited to 50% of the sum insured.

Details of Personal Accident Benefits included in the travel plans
Benefit A. Personal Accident	Bronze Plan	Silver Plan	Gold Plan	Diamond Plan
1. Accidental Death¹	400,000	1,000,000	2,000,000	3,000,000
2. Loss of two eyes two limbs or one eye and one limb¹	400,000	1,000,000	2,000,000	3,000,000
3. Loss of one eye or one limb two limbs¹	200,000	500,000	1,000,000	1,500,000
4. Death or permanent total disablement by accident in a common carrier or private car¹	400,000	1,000,000	2,000,000	3,000,000
5. Permanent total disablement caused by other accidents¹	400,000	1,000,000	2,000,000	3,000,000
Benefit B (extension of cover). Credit Card protection²	10,000	10,000	10,000	10,000

Details of Personal Accident Benefits included in the travel plans
Benefit A. Personal Accident	1. Accidental Death¹
Bronze Plan	400,000
Silver Plan	1,000,000
Gold Plan	2,000,000
Diamond Plan	3,000,000

Benefit A. Personal Accident	2. Loss of two eyes two limbs or one eye and one limb¹
Bronze Plan	400,000
Silver Plan	1,000,000
Gold Plan	2,000,000
Diamond Plan	3,000,000

Benefit A. Personal Accident	3. Loss of one eye or one limb two limbs¹
Bronze Plan	200,000
Silver Plan	500,000
Gold Plan	1,000,000
Diamond Plan	1,500,000

Benefit A. Personal Accident	4. Death or permanent total disablement by accident in a common carrier or private car¹
Bronze Plan	400,000
Silver Plan	1,000,000
Gold Plan	2,000,000
Diamond Plan	3,000,000

Benefit A. Personal Accident	5. Permanent total disablement caused by other accidents¹
Bronze Plan	400,000
Silver Plan	1,000,000
Gold Plan	2,000,000
Diamond Plan	3,000,000

Benefit A. Personal Accident	Benefit B (extension of cover). Credit Card protection²
Bronze Plan	10,000
Silver Plan	10,000
Gold Plan	10,000
Diamond Plan	10,000

Details of Medical and other expenses included in the travel plans
Benefit	Bronze Plan	Silver Plan	Gold Plan	Diamond Plan
Benefit A. Medical Expenses Including any follow up medical expenses incurred within 1 month after return to Vietnam	Not Covered	1,000,000	2,000,000	3,000,000
Benefit B.(extensions of cover) 1. Compassionate Assistance	Not Covered	100,000	100,000	100,000
2. Repatriation of remains	Not Covered	Unlimited	Unlimited	Unlimited
3. Funeral Expenses	Not Covered	200,000	200,000	200,000
4. Return of children³	Not Covered	100,000	100,000	100,000
Benefit C. Emergency Medical Evacuation expenses: Provides cover, where judged medically appropriate, for the cost evacuation to a new location	Unlimited	Unlimited	Unlimited	Unlimited
Emergency Assistance Service (84 - 28 3823 2429)	Unlimited	Unlimited	Unlimited	Unlimited

Details of Medical and other expenses included in the travel plans
Benefit	Benefit A. Medical Expenses Including any follow up medical expenses incurred within 1 month after return to Vietnam
Bronze Plan	Not Covered
Silver Plan	1,000,000
Gold Plan	2,000,000
Diamond Plan	3,000,000

Benefit	Benefit B.(extensions of cover) 1. Compassionate Assistance
Bronze Plan	Not Covered
Silver Plan	100,000
Gold Plan	100,000
Diamond Plan	100,000

Benefit	2. Repatriation of remains
Bronze Plan	Not Covered
Silver Plan	Unlimited
Gold Plan	Unlimited
Diamond Plan	Unlimited

Benefit	3. Funeral Expenses
Bronze Plan	Not Covered
Silver Plan	200,000
Gold Plan	200,000
Diamond Plan	200,000

Benefit	4. Return of children³
Bronze Plan	Not Covered
Silver Plan	100,000
Gold Plan	100,000
Diamond Plan	100,000

Benefit	Benefit C. Emergency Medical Evacuation expenses: Provides cover, where judged medically appropriate, for the cost evacuation to a new location
Bronze Plan	Unlimited
Silver Plan	Unlimited
Gold Plan	Unlimited
Diamond Plan	Unlimited

Benefit	Emergency Assistance Service (84 - 28 3823 2429)
Bronze Plan	Unlimited
Silver Plan	Unlimited
Gold Plan	Unlimited
Diamond Plan	Unlimited

Details of other benefits included in the travel plans
Section	Benefit	Bronze Plan	Silver Plan	Gold Plan	Diamond Plan
Section 3	Hospital Cash Benefit: Provides a daily benefit for each complete day an Insured Person is confined to a hospital	Not Covered	Not Covered	1,000 per day and 20,000 in aggregate any one event	1,000 per day and 40,000 in aggregate any one event
Section 4	Baggage and Personal Effects⁴: Provides protection for items lost or damaged during a Trip	Not Covered	Not Covered	5,000 per item and 25,000 in aggregate	10,000 per item and 50,000 in aggregate
Section 5	Delayed Baggage: Provides protection for the purchase of emergency items due to a delay of baggage of at least 8 hours	Not Covered	Not Covered	4,000 for each insured person	4,000 for each insured person
Section 6	Personal Money and Travel Documents: Provides protection for the accidental loss (Burglary or natural disaster) of Personal Money and travel documents taken on a trip plus resulting additional travel and hotel expenses incurred	Not Covered	Not Covered	Personal Money - 4,000 Other expenses 20,000	Personal Money - 6,000 Other expenses 60,000
Section 7	Personal Liability: Provides protection against legal liability claims for bodily injury and/or property damage from an event occurring during a Trip	Not Covered	Not Covered	4,000,000	4,000,000
Section 8	Travel Delay: Provides protection for delays in departure of a Common Carrier by more than 8 hours	Not Covered	Not Covered	2,000 for each 8 hour period and 10,000 in aggregate	2,000 for each 8 hour period and 20,000 in aggregate
Section 9	Loss of Deposit or Cancellation: Provides protection for irrecoverable deposits and payments in respect of a Trip cancellation as a result of specified events (as detailed in the policy)	Not Covered	Not Covered	100,000	150,000
Section 10	Curtailment of Trip: Provides protection for irrecoverable costs incurred if a trip is unavoidably curtailed due to the death or serious injury/illness to a Family member, or a due to a riot or civil commotion	Not Covered	Not Covered	100,000	150,000
Section 11	Golf 'Hole in One': Provides protection for expenses incurred as a result of achieving a verified 'hole in one' during a Trip	Not Covered	Not Covered	4,000	4,000
Section 12	Reimbursement of rental vehicle excess: Provides protection for the reimbursement of a motor policy excess an Insured Person is liable to pay following an accident involving a car rented by an Insured Person	Not Covered	Not Covered	100,000	100,000

Details of other benefits included in the travel plans
Section	Section 3
Benefit	Hospital Cash Benefit: Provides a daily benefit for each complete day an Insured Person is confined to a hospital
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	1,000 per day and 20,000 in aggregate any one event
Diamond Plan	1,000 per day and 40,000 in aggregate any one event

Section	Section 4
Benefit	Baggage and Personal Effects⁴: Provides protection for items lost or damaged during a Trip
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	5,000 per item and 25,000 in aggregate
Diamond Plan	10,000 per item and 50,000 in aggregate

Section	Section 5
Benefit	Delayed Baggage: Provides protection for the purchase of emergency items due to a delay of baggage of at least 8 hours
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	4,000 for each insured person
Diamond Plan	4,000 for each insured person

Section	Section 6
Benefit	Personal Money and Travel Documents: Provides protection for the accidental loss (Burglary or natural disaster) of Personal Money and travel documents taken on a trip plus resulting additional travel and hotel expenses incurred
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	Personal Money - 4,000 Other expenses 20,000
Diamond Plan	Personal Money - 6,000 Other expenses 60,000

Section	Section 7
Benefit	Personal Liability: Provides protection against legal liability claims for bodily injury and/or property damage from an event occurring during a Trip
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	4,000,000
Diamond Plan	4,000,000

Section	Section 8
Benefit	Travel Delay: Provides protection for delays in departure of a Common Carrier by more than 8 hours
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	2,000 for each 8 hour period and 10,000 in aggregate
Diamond Plan	2,000 for each 8 hour period and 20,000 in aggregate

Section	Section 9
Benefit	Loss of Deposit or Cancellation: Provides protection for irrecoverable deposits and payments in respect of a Trip cancellation as a result of specified events (as detailed in the policy)
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	100,000
Diamond Plan	150,000

Section	Section 10
Benefit	Curtailment of Trip: Provides protection for irrecoverable costs incurred if a trip is unavoidably curtailed due to the death or serious injury/illness to a Family member, or a due to a riot or civil commotion
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	100,000
Diamond Plan	150,000

Section	Section 11
Benefit	Golf 'Hole in One': Provides protection for expenses incurred as a result of achieving a verified 'hole in one' during a Trip
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	4,000
Diamond Plan	4,000

Section	Section 12
Benefit	Reimbursement of rental vehicle excess: Provides protection for the reimbursement of a motor policy excess an Insured Person is liable to pay following an accident involving a car rented by an Insured Person
Bronze Plan	Not Covered
Silver Plan	Not Covered
Gold Plan	100,000
Diamond Plan	100,000

Travel Care Insurance Premium

Travel Care Cover Area:

Area 1: Vietnam only.
Area 2: (ASEAN): Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar (Burma), Philippines, Singapore and Thailand, not including Vietnam.
Area 3: (Asia-Pacific): ASEAN, Australia, mainland China, Guam, Hong Kong SAR, Japan, Korea, Macau SAR, New Zealand, Saipan, Taiwan and Tinian, not including Vietnam.
Area 4: (Worldwide): All countries/ regions excluding Vietnam.

Important Information

If a Trip involves more than one Geographical Area - the widest area must be used for premium calculation purposes (e.g. if a trip involves a trip to China (AREA 3) and the USA (AREA 4), the premium applicable for AREA 4 must be paid).
Table unit: VND

Details of Travel Care insurance premium for single travelling
Area to plan / Travel Period	Up to 3 days	4 to 6 days	7 to 10 days	11 to 14 days	Each additional week or part thereof
AREA 1 Bronze Plan	70,000	100,000	120,000	160,000	40,000
AREA 2 Silver Plan	110,000	140,000	180,000	220,000	70,000
AREA 2 Gold Plan	130,000	180,000	220,000	280,000	80,000
AREA 2 Diamond Plan	240,000	280,000	360,000	480,000	140,000
AREA 3 Silver Plan	110,000	150,000	190,000	230,000	70,000
AREA 3 Gold Plan	140,000	200,000	240,000	320,000	100,000
AREA 3 Diamond Plan	240,000	300,000	400,000	600,000	160,000
AREA 4 Silver Plan	140,000	200,000	240,000	320,000	80,000
AREA 4 Gold Plan	180,000	250,000	300,000	400,000	100,000
AREA 4 Diamond Plan	300,000	400,000	530,000	700,000	200,000

Details of Travel Care insurance premium for single travelling
Area to plan / Travel Period	AREA 1 Bronze Plan
Up to 3 days	70,000
4 to 6 days	100,000
7 to 10 days	120,000
11 to 14 days	160,000
Each additional week or part thereof	40,000

Area to plan / Travel Period	AREA 2 Silver Plan
Up to 3 days	110,000
4 to 6 days	140,000
7 to 10 days	180,000
11 to 14 days	220,000
Each additional week or part thereof	70,000

Area to plan / Travel Period	AREA 2 Gold Plan
Up to 3 days	130,000
4 to 6 days	180,000
7 to 10 days	220,000
11 to 14 days	280,000
Each additional week or part thereof	80,000

Area to plan / Travel Period	AREA 2 Diamond Plan
Up to 3 days	240,000
4 to 6 days	280,000
7 to 10 days	360,000
11 to 14 days	480,000
Each additional week or part thereof	140,000

Area to plan / Travel Period	AREA 3 Silver Plan
Up to 3 days	110,000
4 to 6 days	150,000
7 to 10 days	190,000
11 to 14 days	230,000
Each additional week or part thereof	70,000

Area to plan / Travel Period	AREA 3 Gold Plan
Up to 3 days	140,000
4 to 6 days	200,000
7 to 10 days	240,000
11 to 14 days	320,000
Each additional week or part thereof	100,000

Area to plan / Travel Period	AREA 3 Diamond Plan
Up to 3 days	240,000
4 to 6 days	300,000
7 to 10 days	400,000
11 to 14 days	600,000
Each additional week or part thereof	160,000

Area to plan / Travel Period	AREA 4 Silver Plan
Up to 3 days	140,000
4 to 6 days	200,000
7 to 10 days	240,000
11 to 14 days	320,000
Each additional week or part thereof	80,000

Area to plan / Travel Period	AREA 4 Gold Plan
Up to 3 days	180,000
4 to 6 days	250,000
7 to 10 days	300,000
11 to 14 days	400,000
Each additional week or part thereof	100,000

Area to plan / Travel Period	AREA 4 Diamond Plan
Up to 3 days	300,000
4 to 6 days	400,000
7 to 10 days	530,000
11 to 14 days	700,000
Each additional week or part thereof	200,000

Details of Travel Care insurance premium for family travelling
Area to plan / Travel Period	Up to 3 days	4 to 6 days	7 to 10 days	11 to 14 days	Each additional week or part thereof
AREA 1 Bronze Plan	140,000	200,000	240,000	320,000	100,000
AREA 2 Silver Plan	220,000	280,000	360,000	440,000	140,000
AREA 2 Gold Plan	260,000	360,000	440,000	560,000	160,000
AREA 2 Diamond Plan	480,000	560,000	720,000	960,000	280,000
AREA 3 Silver Plan	220,000	300,000	380,000	440,000	160,000
AREA 3 Gold Plan	280,000	400,000	480,000	640,000	200,000
AREA 3 Diamond Plan	480,000	600,000	800,000	1,200,000	320,000
AREA 4 Silver Plan	280,000	400,000	480,000	640,000	160,000
AREA 4 Gold Plan	360,000	500,000	600,000	800,000	200,000
AREA 4 Diamond Plan	600,000	800,000	1,100,000	1,400,000	400,000

Details of Travel Care insurance premium for family travelling
Area to plan / Travel Period	AREA 1 Bronze Plan
Up to 3 days	140,000
4 to 6 days	200,000
7 to 10 days	240,000
11 to 14 days	320,000
Each additional week or part thereof	100,000

Area to plan / Travel Period	AREA 2 Silver Plan
Up to 3 days	220,000
4 to 6 days	280,000
7 to 10 days	360,000
11 to 14 days	440,000
Each additional week or part thereof	140,000

Area to plan / Travel Period	AREA 2 Gold Plan
Up to 3 days	260,000
4 to 6 days	360,000
7 to 10 days	440,000
11 to 14 days	560,000
Each additional week or part thereof	160,000

Area to plan / Travel Period	AREA 2 Diamond Plan
Up to 3 days	480,000
4 to 6 days	560,000
7 to 10 days	720,000
11 to 14 days	960,000
Each additional week or part thereof	280,000

Area to plan / Travel Period	AREA 3 Silver Plan
Up to 3 days	220,000
4 to 6 days	300,000
7 to 10 days	380,000
11 to 14 days	440,000
Each additional week or part thereof	160,000

Area to plan / Travel Period	AREA 3 Gold Plan
Up to 3 days	280,000
4 to 6 days	400,000
7 to 10 days	480,000
11 to 14 days	640,000
Each additional week or part thereof	200,000

Area to plan / Travel Period	AREA 3 Diamond Plan
Up to 3 days	480,000
4 to 6 days	600,000
7 to 10 days	800,000
11 to 14 days	1,200,000
Each additional week or part thereof	320,000

Area to plan / Travel Period	AREA 4 Silver Plan
Up to 3 days	280,000
4 to 6 days	400,000
7 to 10 days	480,000
11 to 14 days	640,000
Each additional week or part thereof	160,000

Area to plan / Travel Period	AREA 4 Gold Plan
Up to 3 days	360,000
4 to 6 days	500,000
7 to 10 days	600,000
11 to 14 days	800,000
Each additional week or part thereof	200,000

Area to plan / Travel Period	AREA 4 Diamond Plan
Up to 3 days	600,000
4 to 6 days	800,000
7 to 10 days	1,100,000
11 to 14 days	1,400,000
Each additional week or part thereof	400,000

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Travel Care Cover Matrix

Travel Care Cover Plans

Important Information

Section 1: Personal Accident Benefits

Section 2: Medical and other expenses

Section 3 – 12: Other benefits

Travel Care Insurance Premium

Travel Care Cover Area:

Important Information

Travel Care Insurance Premium for Single Travelling

Travel Care Insurance Premium for Family Travelling

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