What is a mutual fund?
Mutual fund is a type of investment vehicle consisting of a diversified portfolio of stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional funds managers, who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.
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Plan for education, retirement or growing your wealth with HSBC. There is an extensive range of open ended funds to suit different risk profiles. Whether you want a low-risk investment, or are adventurous in your outlook or just looking to build a portfolio to meet your financial goals – we've got you covered.
How is a mutual fund helpful
With a mutual fund, your money is invested alongside many other investors in a diversified portfolio. This is managed by a professional fund manager so you are not burdened with making day-to-day investment decisions. Depending on the fund strategy, your money could be invested in various asset types – from stocks to bonds and more.
What are the benefits
Investing in mutual funds can be beneficial in several ways:
- Diversification in one investmentBy investing in diverse portfolio, a mutual fund helps you diversify your risk better than buying into a single asset.
- LiquidityYou can easily buy and sell mutual funds on a daily/weekly basis, in respects to your subscribed funds.
- Low costs and investment commitment to access a basket of securitiesMutual fund allows you access to a portfolio of investments at a lower cost compared to buying them individually.
- Access to different investment instrumentsGain exposure to sectors and investments that are not easily accessible as an individual.
- Professional managementYour money is managed by wealth professionals who spend their careers researching and managing all kinds of investments. You can take advantage of their expertise with a mutual fund.
Check out the range of mutual funds
Search for funds based on your own preferences and view individual fund details. You can also select multiple funds for comparison on parameters such as risk level and investment strategy.
List of funds
What to consider while investing
As with all investments, there is an element of risk with mutual funds:
- Market volatility will cause the value of a mutual fund to rise or fall
- The performance of any mutual fund also depends on the expertise and investment decisions of its fund manager
Mutual funds differ in terms of investment objectives, strategies, risks and costs. It is important to choose one that best matches your investment objectives and risk profile.
What you should know
Eligibility
- HSBC customer; and
- Age group of 18 and above
Fees & charges
There are fees and charges involved while investing in mutual funds and this may differ across funds. Please refer to the relevant fund documents by searching for your choice of fund(s) in Check out the range of mutual funds. You may contact your Relationship Manager or leave your contact details in the Contact form.
Contact us
Simply leave your details and we will get in touch with you to assist with information about mutual funds investment.
Important information
HSBC does not distribute, sell investment products. It also does not provide a portfolio management service or an ongoing portfolio monitoring service.
Mutual Funds are provided by VinaCapital Fund Management ("VCFM"), 17th Floor, Sun Wah Tower, 115 Nguyen Hue, District 1, Ho Chi Minh City, Vietnam and Dragon Capital Vietfund Management (“DCVFM”), 15th Floor, Me Linh Point Tower, 2 Ngo Duc Ke, District 1, Vietnam. It is not an obligation of or guaranteed by HSBC Bank (Vietnam) Ltd. ("HSBC"). The information of this product may be amended by VCFM and DCVFM from time to time and HSBC shall not be responsible for such amendments.
This webpage contains only general information and a basic summary of funds. All terms, conditions and benefits of funds will be governed by the Terms and Conditions of respective funds.
The decision to select and subscribe funds is based on customer’s own judgment. Before customer makes any investment decision on a specific Mutual Fund, you may wish to consult a respective fund specialist who will explain in details of a such funds and assist you in sales execution process for subscription. Please contact your Relationship Managers for further details.