Easy International Banking | HSBC Premier

Home
Premier
International connections

Worldwide Premier status

As a Premier customer, your status is recognised worldwide, giving you Premier banking services in all markets where you bank with HSBC — Global view of accounts and fee-free funds transfer between you and other 3rd party accounts via HSBC Global Transfer

With HSBC Global View and Global Transfer, you can:

Make transfers to either your or other overseas HSBC personal account
Now you can send money instantly between your globally linked accounts and to other 3rd party overseas HSBC personal accounts using HSBC Global Transfers.
Save time doing your banking
It's easy to view the balances and make transfers between other eligible worldwide accounts in 26 countries/ territories.
Pay no fee
HSBC Premier customers can transfer up to 100,000 USD (or foreign currency equivalent) a day with no transfer fee.
Move money abroad instantly
HSBC Global Transfer is the quickest way to move money between your globally linked accounts and other 3rd party HSBC accounts.

Frequently Asked Questions about Global Transfer (PDF, 923KB) Download link

HSBC customers registered for online banking

Log on to access Global View find out more about security

HSBC customers not registered for online banking

Enjoy use of HSBC Premier Centres exclusively for HSBC Premier customers
Emergency card replacement at selected HSBC branches, and emergency encashment services at any HSBC branch worldwide up to USD1,300 for HSBC Vietnam customers and up to USD2,000 for other HSBC customers. (T&Cs apply.)
Personal Internet banking, giving you access to all your HSBC accounts globally through Global View. HSBC Global View is a unique service allowing a single view of all your eligible worldwide HSBC accounts from home or outside Vietnam
Your guide to Expat Life via https://www.expatexplorer.hsbc.com to prepare for your reallocation in another country/ region

Overseas account opening support

Our HSBC International Banking Centre (IBC) is your one-stop connection to HSBC Group offices around the world, providing a range of services, including pre-opening overseas accounts and arranging overseas banking facilities

Pre-open your overseas accounts even before you arrive with the help of a dedicated international expert assigned to understand your needs and manage the entire process
Arrange international banking facilities and transfer your credit history to your new country/ region
before leaving Vietnam
Arrange to set up overseas current, savings and time deposit accounts, student account services, personal credit facilities and other overseas banking needs

Whenever you have any international banking needs, contact your Relationship Manager and get advice on the eligibility and process.
Our Relationship Manager will refer you to IBC staff. They will advise you on overseas account opening processes, documents, the lead time required and arrange a face-to-face meeting for application if required.
Our IBC staff will notify you when your overseas account is successfully opened. Your account pack with your ATM card, credit card, Personal Identification Numbers (PINs) will be sent to you directly by the destination country/ region^*

^*Subject to your request and approval of HSBC at the destination country/ region

Connections to International Mortgage Desk

Our advice on Overseas Property Financing Process.

Basic process to purchase a property abroad

Step 1: Find the right home away from home

By asking the right questions and getting the answers you need on your home-buying journey:

How much did the property sell for last time?

Are there any approved alteration plans for the property?

How long will the settlement period be?

Do you provide the ‘Contract of Sale’?

Are you professionally qualified to do the work?

What are the regulatory requirements for this work?

Are fees and disbursements (property searches, certificates etc.) included or extra costs?

Will you be charged extra for preparing the Contract of Sale?

Do you handle all communication during the buying process?

Step 2: Determine your budget
Up to 70% of the value of the property can be borrowed and you will need some deposit amount of the purchase price.

Don't forget other costs associated with buying:
- Loan set up costs
- Valuation fees
- Conveyancing/legal fees
- Stamp Duty

Step 3: Get the right financing solution

Simply speak to our Relationship Manager who will advise you on the application process and recommend financing solution based on your needs.

Step 4: Property inspections and legal advice

Up to 70% of the value of the property can be borrowed and you will need a deposit of at least 10% of the purchase price.

Property inspection is important to ensure that there are no existing or potential problems with the physical condition of the property.

Appoint a lawyer to take care of the legal side of the purchase including research, title and contracts.

Need a recommendation? Speak to friends, family, real estate agents.

Step 5: Loan acceptance

Once you have submitted all required documents and passed credit assessment, a mortgage offer letter will be issued to you. Our mortgage specialist at HSBC in other countries/regions will arrange an appointment with you to explain the terms and conditions before you accept the offer. Prior to settlement, please ensure that you purchase your home (building) insurance for your new property effective from the date of settlement.

Step 6: Settlement

The date of settlement is the date you take legal ownership of the property.

The balance of the purchase prices has to be paid that day.

Banking services designed to support your international needs

Our International Mortgage Desk from International Banking Centre (IBC) at key corridors: USA, Australia
Others: Contact your Relationship Manager
Property Insights, produced exclusively for Premier clients, provides you all you need to know for investing in overseas destinations. In addition, a global research report "Global Real Estate" commissioned by HSBC will help you understand property trends around the world
We also partner with independent property consultants to provide information on the overseas property market

Who can apply?

To apply for HSBC Premier, check if you meet at least one of the following criteria:

Maintain a minimum average monthly Total Relationship Balance (TRB) of VND 1 billion or foreign currency equivalent; or
Receive a monthly salary of at least VND 100 million into your HSBC accounts; or
Have a mortgage loan with a minimum outstanding balance of VND 5 billion and loan amount less than 60% of the value of the mortgaged property and monthly salary credits to HSBC accounts

If you're an HSBC Premier customer in another country/ region, you're already eligible to join Premier in Vietnam - Simply speak to our Premier team for further help