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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Earn generous cashback on Shopping, Dining and Entertainment spends and unlimited cashback on other spends

Annual fee

Primary Card: VND800,000 Supplementary Card: VND400,000

Free Interest Period

Up to 55 days

Who can apply?

Quick check

You can check the full eligibility criteria later
  • New and existing HSBC non-cards customers

  • A minimum monthly income of: VND 9 million for salaried earners who are Vietnamese and VND 36 million for foreigners | VND 40 million for Vietnamese who are self-employed/ business owners.

  • Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong | Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 consecutive months at the time of application

  • At least 21

  • Not required to have an existing HSBC account

Offers

Terms and conditions apply.

  • Get 1st year Issuance fee waiver for Primary Cardholders with value VND 800K.

  • Get VND1 million cashback when having from 3 purchase transactions with total spend from VND5 million within 60 days from the card's issuance date; OR Get VND2 million cashback when having from 3 purchase transactions with total spend from VND10 million within 60 days from the card's issuance date;

  • Get additional VND200K cashback when downloading and enabling the Notification feature on HSBC Vietnam App, within 30 days from the card's issuance date

Rewards

Terms and conditions apply

  • Get up to 8%(*) cashback on Shopping and Dining spends (including both in-store and online spends)

  • Get UNLIMITED 1% cashback on entertainment spends, such as digital music or video streaming services, cinema (Netflix, Spotify, CGV, Cinestar,...) and many more...

  • Get UNLIMITED 0.3% cash back on all other spends.

Features

  • 0% interest instalment plan with low conversion fee (at any merchants of your choice with transaction amount from VND2m)

  • 0% interest instalment plan without fee (at selected merchants)

  • Credit Card Balance Conversion Plan

Benefits

Welcome benefits

Terms and conditions apply.

Interest Rate

36%/year

Cash Advance Fee at ATM (per transaction)

4%

Administration Fee Applied for Overseas Transactions (per transaction)

3.5%

What's next?

Please read the full product information before you apply.

Notes