Travel Care Cover Matrix
Travel Care Cover Plans
- Bronze Plan: 400 million VND PA and Unlimited Evac cover - No cover for Medical or Sections 3 to 12.
- Silver Plan: 2 billion VND PA cover, 1 billion VND Medical cover and Unlimited evac cover. No cover for Sections 3 to 12.
- Gold Plan: 4 billion VND PA cover, 2 billion VND Medical cover and Unlimited evac cover PLUS cover for Sections 3 to 12.
- Diamond Plan: 6 billion VND PA cover, 3 billion VND Medical cover and Unlimited evac cover PLUS high level cover for Sections 3 to 12.
Important Information
- Cover for Acts of Terrorism is included under all plans.
- Cover will be automatically extended for up to a period of 10 days, without charge, if an Insured Person is unavoidably delayed in the course of their scheduled Trip.
- The tables display Maximum Benefits, unit: thousands of VND.
- 1For Children - Benefits are limited to 20% of the sum insured. For persons aged 76 or above - Benefits are limited to 30% of the sum insured.
2Credit car protection not applicable to children.
3Benefit not applicable to children.
4For children - Benefits are limited to 50% of the sum insured.
Section 1: Personal Accident Benefits
| Benefit A. Personal Accident |
Bronze Plan |
Silver Plan |
Gold Plan |
Diamond Plan |
|---|---|---|---|---|
| 1. Accidental Death1 |
400,000 |
1,000,000 |
2,000,000 |
3,000,000 |
| 2. Loss of two eyes two limbs or one eye and one limb1 |
400,000 |
1,000,000 |
2,000,000 |
3,000,000 |
| 3. Loss of one eye or one limb two limbs1 |
200,000 |
500,000 |
1,000,000 |
1,500,000 |
| 4. Death or permanent total disablement by accident in a common carrier or private car1 |
400,000 |
1,000,000 |
2,000,000 |
3,000,000 |
| 5. Permanent total disablement caused by other accidents1 |
400,000 |
1,000,000 |
2,000,000 |
3,000,000 |
| Benefit B (extension of cover). Credit Card protection2 |
10,000 |
10,000 |
10,000 |
10,000 |
| Benefit A. Personal Accident |
1. Accidental Death1 |
|---|---|
| Bronze Plan |
400,000 |
| Silver Plan |
1,000,000 |
| Gold Plan |
2,000,000 |
| Diamond Plan |
3,000,000 |
| Benefit A. Personal Accident |
2. Loss of two eyes two limbs or one eye and one limb1 |
| Bronze Plan |
400,000 |
| Silver Plan |
1,000,000 |
| Gold Plan |
2,000,000 |
| Diamond Plan |
3,000,000 |
| Benefit A. Personal Accident |
3. Loss of one eye or one limb two limbs1 |
| Bronze Plan |
200,000 |
| Silver Plan |
500,000 |
| Gold Plan |
1,000,000 |
| Diamond Plan |
1,500,000 |
| Benefit A. Personal Accident |
4. Death or permanent total disablement by accident in a common carrier or private car1 |
| Bronze Plan |
400,000 |
| Silver Plan |
1,000,000 |
| Gold Plan |
2,000,000 |
| Diamond Plan |
3,000,000 |
| Benefit A. Personal Accident |
5. Permanent total disablement caused by other accidents1 |
| Bronze Plan |
400,000 |
| Silver Plan |
1,000,000 |
| Gold Plan |
2,000,000 |
| Diamond Plan |
3,000,000 |
| Benefit A. Personal Accident |
Benefit B (extension of cover). Credit Card protection2 |
| Bronze Plan |
10,000 |
| Silver Plan |
10,000 |
| Gold Plan |
10,000 |
| Diamond Plan |
10,000 |
Section 2: Medical and other expenses
| Benefit |
Bronze Plan |
Silver Plan |
Gold Plan |
Diamond Plan |
|---|---|---|---|---|
Benefit A. Medical Expenses Including any follow up medical expenses incurred within 1 month after return to Vietnam |
Not Covered |
1,000,000 |
2,000,000 |
3,000,000 |
Benefit B.(extensions of cover) 1. Compassionate Assistance |
Not Covered |
100,000 |
100,000 |
100,000 |
| 2. Repatriation of remains |
Not Covered |
Unlimited |
Unlimited |
Unlimited |
| 3. Funeral Expenses |
Not Covered |
200,000 |
200,000 |
200,000 |
| 4. Return of children3 |
Not Covered |
100,000 |
100,000 |
100,000 |
Benefit C. Emergency Medical Evacuation expenses: Provides cover, where judged medically appropriate, for the cost evacuation to a new location |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Emergency Assistance Service (84 - 28 3823 2429) |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Benefit |
Benefit A. Medical Expenses Including any follow up medical expenses incurred within 1 month after return to Vietnam |
|---|---|
| Bronze Plan |
Not Covered |
| Silver Plan |
1,000,000 |
| Gold Plan |
2,000,000 |
| Diamond Plan |
3,000,000 |
| Benefit |
Benefit B.(extensions of cover) 1. Compassionate Assistance |
| Bronze Plan |
Not Covered |
| Silver Plan |
100,000 |
| Gold Plan |
100,000 |
| Diamond Plan |
100,000 |
| Benefit |
2. Repatriation of remains |
| Bronze Plan |
Not Covered |
| Silver Plan |
Unlimited |
| Gold Plan |
Unlimited |
| Diamond Plan |
Unlimited |
| Benefit |
3. Funeral Expenses |
| Bronze Plan |
Not Covered |
| Silver Plan |
200,000 |
| Gold Plan |
200,000 |
| Diamond Plan |
200,000 |
| Benefit |
4. Return of children3 |
| Bronze Plan |
Not Covered |
| Silver Plan |
100,000 |
| Gold Plan |
100,000 |
| Diamond Plan |
100,000 |
| Benefit |
Benefit C. Emergency Medical Evacuation expenses: Provides cover, where judged medically appropriate, for the cost evacuation to a new location |
| Bronze Plan |
Unlimited |
| Silver Plan |
Unlimited |
| Gold Plan |
Unlimited |
| Diamond Plan |
Unlimited |
| Benefit |
Emergency Assistance Service (84 - 28 3823 2429) |
| Bronze Plan |
Unlimited |
| Silver Plan |
Unlimited |
| Gold Plan |
Unlimited |
| Diamond Plan |
Unlimited |
Section 3 – 12: Other benefits
| Section |
Benefit |
Bronze Plan |
Silver Plan |
Gold Plan |
Diamond Plan |
|---|---|---|---|---|---|
| Section 3 |
Hospital Cash Benefit: Provides a daily benefit for each complete day an Insured Person is confined to a hospital |
Not Covered |
Not Covered |
1,000 per day and 20,000 in aggregate any one event |
1,000 per day and 40,000 in aggregate any one event |
| Section 4 |
Baggage and Personal Effects4: Provides protection for items lost or damaged during a Trip |
Not Covered |
Not Covered |
5,000 per item and 25,000 in aggregate |
10,000 per item and 50,000 in aggregate |
| Section 5 |
Delayed Baggage: Provides protection for the purchase of emergency items due to a delay of baggage of at least 8 hours |
Not Covered |
Not Covered |
4,000 for each insured person |
4,000 for each insured person |
| Section 6 |
Personal Money and Travel Documents: Provides protection for the accidental loss (Burglary or natural disaster) of Personal Money and travel documents taken on a trip plus resulting additional travel and hotel expenses incurred |
Not Covered |
Not Covered |
Personal Money - 4,000 Other expenses 20,000 |
Personal Money - 6,000 Other expenses 60,000 |
| Section 7 |
Personal Liability: Provides protection against legal liability claims for bodily injury and/or property damage from an event occurring during a Trip |
Not Covered |
Not Covered |
4,000,000 |
4,000,000 |
| Section 8 |
Travel Delay: Provides protection for delays in departure of a Common Carrier by more than 8 hours |
Not Covered |
Not Covered |
2,000 for each 8 hour period and 10,000 in aggregate |
2,000 for each 8 hour period and 20,000 in aggregate |
| Section 9 |
Loss of Deposit or Cancellation: Provides protection for irrecoverable deposits and payments in respect of a Trip cancellation as a result of specified events (as detailed in the policy) |
Not Covered |
Not Covered |
100,000 |
150,000 |
| Section 10 |
Curtailment of Trip: Provides protection for irrecoverable costs incurred if a trip is unavoidably curtailed due to the death or serious injury/illness to a Family member, or a due to a riot or civil commotion |
Not Covered |
Not Covered |
100,000 |
150,000 |
| Section 11 |
Golf 'Hole in One': Provides protection for expenses incurred as a result of achieving a verified 'hole in one' during a Trip |
Not Covered |
Not Covered |
4,000 |
4,000 |
| Section 12 |
Reimbursement of rental vehicle excess: Provides protection for the reimbursement of a motor policy excess an Insured Person is liable to pay following an accident involving a car rented by an Insured Person |
Not Covered |
Not Covered |
100,000 |
100,000 |
| Section |
Section 3 |
|---|---|
| Benefit |
Hospital Cash Benefit: Provides a daily benefit for each complete day an Insured Person is confined to a hospital |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
1,000 per day and 20,000 in aggregate any one event |
| Diamond Plan |
1,000 per day and 40,000 in aggregate any one event |
| Section |
Section 4 |
| Benefit |
Baggage and Personal Effects4: Provides protection for items lost or damaged during a Trip |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
5,000 per item and 25,000 in aggregate |
| Diamond Plan |
10,000 per item and 50,000 in aggregate |
| Section |
Section 5 |
| Benefit |
Delayed Baggage: Provides protection for the purchase of emergency items due to a delay of baggage of at least 8 hours |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
4,000 for each insured person |
| Diamond Plan |
4,000 for each insured person |
| Section |
Section 6 |
| Benefit |
Personal Money and Travel Documents: Provides protection for the accidental loss (Burglary or natural disaster) of Personal Money and travel documents taken on a trip plus resulting additional travel and hotel expenses incurred |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
Personal Money - 4,000 Other expenses 20,000 |
| Diamond Plan |
Personal Money - 6,000 Other expenses 60,000 |
| Section |
Section 7 |
| Benefit |
Personal Liability: Provides protection against legal liability claims for bodily injury and/or property damage from an event occurring during a Trip |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
4,000,000 |
| Diamond Plan |
4,000,000 |
| Section |
Section 8 |
| Benefit |
Travel Delay: Provides protection for delays in departure of a Common Carrier by more than 8 hours |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
2,000 for each 8 hour period and 10,000 in aggregate |
| Diamond Plan |
2,000 for each 8 hour period and 20,000 in aggregate |
| Section |
Section 9 |
| Benefit |
Loss of Deposit or Cancellation: Provides protection for irrecoverable deposits and payments in respect of a Trip cancellation as a result of specified events (as detailed in the policy) |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
100,000 |
| Diamond Plan |
150,000 |
| Section |
Section 10 |
| Benefit |
Curtailment of Trip: Provides protection for irrecoverable costs incurred if a trip is unavoidably curtailed due to the death or serious injury/illness to a Family member, or a due to a riot or civil commotion |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
100,000 |
| Diamond Plan |
150,000 |
| Section |
Section 11 |
| Benefit |
Golf 'Hole in One': Provides protection for expenses incurred as a result of achieving a verified 'hole in one' during a Trip |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
4,000 |
| Diamond Plan |
4,000 |
| Section |
Section 12 |
| Benefit |
Reimbursement of rental vehicle excess: Provides protection for the reimbursement of a motor policy excess an Insured Person is liable to pay following an accident involving a car rented by an Insured Person |
| Bronze Plan |
Not Covered |
| Silver Plan |
Not Covered |
| Gold Plan |
100,000 |
| Diamond Plan |
100,000 |
Travel Care Insurance Premium
Travel Care Cover Area:
- Area 1: Vietnam only.
- Area 2: (ASEAN): Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar (Burma), Philippines, Singapore and Thailand, not including Vietnam.
- Area 3: (Asia-Pacific): ASEAN, Australia, mainland China, Guam, Hong Kong SAR, Japan, Korea, Macau SAR, New Zealand, Saipan, Taiwan and Tinian, not including Vietnam.
- Area 4: (Worldwide): All countries/ regions excluding Vietnam.
Important Information
- If a Trip involves more than one Geographical Area - the widest area must be used for premium calculation purposes (e.g. if a trip involves a trip to China (AREA 3) and the USA (AREA 4), the premium applicable for AREA 4 must be paid).
- Table unit: VND
Travel Care Insurance Premium for Single Travelling
| Area to plan / Travel Period |
Up to 3 days |
4 to 6 days |
7 to 10 days |
11 to 14 days |
Each additional week or part thereof |
|---|---|---|---|---|---|
AREA 1 Bronze Plan |
70,000 |
100,000 |
120,000 |
160,000 |
40,000 |
AREA 2 Silver Plan |
110,000 |
140,000 |
180,000 |
220,000 |
70,000 |
AREA 2 Gold Plan |
130,000 |
180,000 |
220,000 |
280,000 |
80,000 |
AREA 2 Diamond Plan |
240,000 |
280,000 |
360,000 |
480,000 |
140,000 |
AREA 3 Silver Plan |
110,000 |
150,000 |
190,000 |
230,000 |
70,000 |
AREA 3 Gold Plan |
140,000 |
200,000 |
240,000 |
320,000 |
100,000 |
AREA 3 Diamond Plan |
240,000 |
300,000 |
400,000 |
600,000 |
160,000 |
AREA 4 Silver Plan |
140,000 |
200,000 |
240,000 |
320,000 |
80,000 |
AREA 4 Gold Plan |
180,000 |
250,000 |
300,000 |
400,000 |
100,000 |
AREA 4 Diamond Plan |
300,000 |
400,000 |
530,000 |
700,000 |
200,000 |
| Area to plan / Travel Period |
AREA 1 Bronze Plan |
|---|---|
| Up to 3 days |
70,000 |
| 4 to 6 days |
100,000 |
| 7 to 10 days |
120,000 |
| 11 to 14 days |
160,000 |
| Each additional week or part thereof |
40,000 |
| Area to plan / Travel Period |
AREA 2 Silver Plan |
| Up to 3 days |
110,000 |
| 4 to 6 days |
140,000 |
| 7 to 10 days |
180,000 |
| 11 to 14 days |
220,000 |
| Each additional week or part thereof |
70,000 |
| Area to plan / Travel Period |
AREA 2 Gold Plan |
| Up to 3 days |
130,000 |
| 4 to 6 days |
180,000 |
| 7 to 10 days |
220,000 |
| 11 to 14 days |
280,000 |
| Each additional week or part thereof |
80,000 |
| Area to plan / Travel Period |
AREA 2 Diamond Plan |
| Up to 3 days |
240,000 |
| 4 to 6 days |
280,000 |
| 7 to 10 days |
360,000 |
| 11 to 14 days |
480,000 |
| Each additional week or part thereof |
140,000 |
| Area to plan / Travel Period |
AREA 3 Silver Plan |
| Up to 3 days |
110,000 |
| 4 to 6 days |
150,000 |
| 7 to 10 days |
190,000 |
| 11 to 14 days |
230,000 |
| Each additional week or part thereof |
70,000 |
| Area to plan / Travel Period |
AREA 3 Gold Plan |
| Up to 3 days |
140,000 |
| 4 to 6 days |
200,000 |
| 7 to 10 days |
240,000 |
| 11 to 14 days |
320,000 |
| Each additional week or part thereof |
100,000 |
| Area to plan / Travel Period |
AREA 3 Diamond Plan |
| Up to 3 days |
240,000 |
| 4 to 6 days |
300,000 |
| 7 to 10 days |
400,000 |
| 11 to 14 days |
600,000 |
| Each additional week or part thereof |
160,000 |
| Area to plan / Travel Period |
AREA 4 Silver Plan |
| Up to 3 days |
140,000 |
| 4 to 6 days |
200,000 |
| 7 to 10 days |
240,000 |
| 11 to 14 days |
320,000 |
| Each additional week or part thereof |
80,000 |
| Area to plan / Travel Period |
AREA 4 Gold Plan |
| Up to 3 days |
180,000 |
| 4 to 6 days |
250,000 |
| 7 to 10 days |
300,000 |
| 11 to 14 days |
400,000 |
| Each additional week or part thereof |
100,000 |
| Area to plan / Travel Period |
AREA 4 Diamond Plan |
| Up to 3 days |
300,000 |
| 4 to 6 days |
400,000 |
| 7 to 10 days |
530,000 |
| 11 to 14 days |
700,000 |
| Each additional week or part thereof |
200,000 |
Travel Care Insurance Premium for Family Travelling
| Area to plan / Travel Period |
Up to 3 days |
4 to 6 days |
7 to 10 days |
11 to 14 days |
Each additional week or part thereof |
|---|---|---|---|---|---|
AREA 1 Bronze Plan |
140,000 |
200,000 |
240,000 |
320,000 |
100,000 |
AREA 2 Silver Plan |
220,000 |
280,000 |
360,000 |
440,000 |
140,000 |
AREA 2 Gold Plan |
260,000 |
360,000 |
440,000 |
560,000 |
160,000 |
AREA 2 Diamond Plan |
480,000 |
560,000 |
720,000 |
960,000 |
280,000 |
AREA 3 Silver Plan |
220,000 |
300,000 |
380,000 |
440,000 |
160,000 |
AREA 3 Gold Plan |
280,000 |
400,000 |
480,000 |
640,000 |
200,000 |
AREA 3 Diamond Plan |
480,000 |
600,000 |
800,000 |
1,200,000 |
320,000 |
AREA 4 Silver Plan |
280,000 |
400,000 |
480,000 |
640,000 |
160,000 |
AREA 4 Gold Plan |
360,000 |
500,000 |
600,000 |
800,000 |
200,000 |
AREA 4 Diamond Plan |
600,000 |
800,000 |
1,100,000 |
1,400,000 |
400,000 |
| Area to plan / Travel Period |
AREA 1 Bronze Plan |
|---|---|
| Up to 3 days |
140,000 |
| 4 to 6 days |
200,000 |
| 7 to 10 days |
240,000 |
| 11 to 14 days |
320,000 |
| Each additional week or part thereof |
100,000 |
| Area to plan / Travel Period |
AREA 2 Silver Plan |
| Up to 3 days |
220,000 |
| 4 to 6 days |
280,000 |
| 7 to 10 days |
360,000 |
| 11 to 14 days |
440,000 |
| Each additional week or part thereof |
140,000 |
| Area to plan / Travel Period |
AREA 2 Gold Plan |
| Up to 3 days |
260,000 |
| 4 to 6 days |
360,000 |
| 7 to 10 days |
440,000 |
| 11 to 14 days |
560,000 |
| Each additional week or part thereof |
160,000 |
| Area to plan / Travel Period |
AREA 2 Diamond Plan |
| Up to 3 days |
480,000 |
| 4 to 6 days |
560,000 |
| 7 to 10 days |
720,000 |
| 11 to 14 days |
960,000 |
| Each additional week or part thereof |
280,000 |
| Area to plan / Travel Period |
AREA 3 Silver Plan |
| Up to 3 days |
220,000 |
| 4 to 6 days |
300,000 |
| 7 to 10 days |
380,000 |
| 11 to 14 days |
440,000 |
| Each additional week or part thereof |
160,000 |
| Area to plan / Travel Period |
AREA 3 Gold Plan |
| Up to 3 days |
280,000 |
| 4 to 6 days |
400,000 |
| 7 to 10 days |
480,000 |
| 11 to 14 days |
640,000 |
| Each additional week or part thereof |
200,000 |
| Area to plan / Travel Period |
AREA 3 Diamond Plan |
| Up to 3 days |
480,000 |
| 4 to 6 days |
600,000 |
| 7 to 10 days |
800,000 |
| 11 to 14 days |
1,200,000 |
| Each additional week or part thereof |
320,000 |
| Area to plan / Travel Period |
AREA 4 Silver Plan |
| Up to 3 days |
280,000 |
| 4 to 6 days |
400,000 |
| 7 to 10 days |
480,000 |
| 11 to 14 days |
640,000 |
| Each additional week or part thereof |
160,000 |
| Area to plan / Travel Period |
AREA 4 Gold Plan |
| Up to 3 days |
360,000 |
| 4 to 6 days |
500,000 |
| 7 to 10 days |
600,000 |
| 11 to 14 days |
800,000 |
| Each additional week or part thereof |
200,000 |
| Area to plan / Travel Period |
AREA 4 Diamond Plan |
| Up to 3 days |
600,000 |
| 4 to 6 days |
800,000 |
| 7 to 10 days |
1,100,000 |
| 11 to 14 days |
1,400,000 |
| Each additional week or part thereof |
400,000 |